Debt Planner
Pay off debt with strategy, not stress.
Pulse ranks your debts, sets the pace, and moves you toward debt-free faster than any spreadsheet.
Debt overview
3 accounts
Credit Card
22.9% APR
$4,200
62% paid
Student Loan
5.1% APR
$8,900
38% paid
Car Loan
6.8% APR
$6,200
44% paid
Projected payoff chart
2026202720282029
Interest saved
$4,180
Debt-free
Nov '27
Extra/mo
$220
Strategy
Snowball
Avalanche
AI Hybrid
The AI Hybrid balances motivation wins and interest savings.
Extra payment simulator
Adding $120/mo makes you debt-free 14 months earlier.
Payoff Priority
Which debt to attack next — always up to date.
Interest Killer
See exactly how much interest you're avoiding.
AI Coaching
A monthly review of your payoff plan.